Category Late & Penalty Fees

If you’ve already had a credit card late fee refunded, you may wonder how many late fee waivers issuers actually allow. While policies vary, most credit card companies track waiver history and apply informal limits. Understanding how these limits work…

Many people are surprised to see a credit card late fee even though they paid the minimum amount due. In most cases, the issue is not what you paid, but when and how the minimum payment was credited. Understanding how…

Getting a credit card late fee when autopay was enabled can feel especially unfair. Many people assume autopay guarantees on-time payments, but in reality, autopay systems still rely on timing, account status, and funding availability. Understanding how autopay actually works…

If you’ve been charged a credit card late fee, there’s a good chance it can be refunded, even if the payment technically posted late. Credit card issuers refund late fees frequently as a courtesy, especially when the issue was temporary…

Seeing a credit card late fee on a Saturday or Sunday can be confusing, especially if you thought payments only processed on business days. While banks may not be open, credit card systems still apply due dates and cutoff rules.…

Being charged a credit card late fee after making a payment can feel like a clear mistake. In many cases, the issue is not whether you paid, but when the payment was credited and how the card issuer applies cutoff…