Category Overdraft & NSF Fees

Getting an NSF fee after a direct deposit hit your account can feel like a mistake. Many people assume direct deposits are instantly available and should prevent declined payments. In reality, timing and availability rules can still cause an NSF…

Yes — in some situations it’s possible to see both an NSF fee and an overdraft fee connected to what feels like the same payment. This usually happens because the payment was attempted more than once, or because separate transactions…

Seeing the same payment trigger NSF fees over and over can feel like a system error. In most cases, this happens because merchants automatically retry failed payments, and each retry is treated as a new transaction by the bank. Understanding…

If you were charged an NSF (Non-Sufficient Funds) fee, you may be able to get it refunded, even if the fee was technically allowed. Many banks refund NSF fees as a courtesy when certain conditions are met. Knowing when refunds…

Getting an NSF fee on a Saturday or Sunday can be confusing, especially if you didn’t make any new payments that day. While banks may be closed on weekends, payment systems continue running—and that can still trigger NSF fees. Understanding…

Being charged an NSF fee after you already made a deposit can feel like a mistake. In many cases, the issue is not that the deposit didn’t happen, but that the funds were not yet available when a payment tried…

Seeing multiple NSF fees for what feels like a single problem can be frustrating. In most cases, banks charge NSF fees per transaction, not per incident, which explains why more than one fee may appear. Understanding how NSF fees are…

Seeing an NSF fee instead of an overdraft fee can be confusing, especially when both seem related to insufficient funds. While they sound similar, banks apply these fees in different situations based on how a transaction is handled. Understanding the…

If you’ve been charged an overdraft fee, you may be able to get it refunded, even if the fee was technically allowed. Many banks refund overdraft fees as a courtesy when certain conditions are met. Knowing when refunds are likely…

Being charged a full overdraft fee for going over your balance by just a few dollars — or even cents — can feel unfair. However, overdraft fees are usually triggered by the event, not the amount. Understanding how banks apply…