Cash Advances vs Credit Card Purchases: Why Interest Works So Differently

Many people assume cash advances and regular credit card purchases are treated…
Play smart, pay less
Play smart, pay less

Many people assume cash advances and regular credit card purchases are treated…

Credit card cash advances are one of the most expensive ways to…

Many people focus on fees—late fees, annual fees, balance transfer fees—because they…

Paying only the minimum payment on a credit card may feel manageable…

If your credit card minimum payment suddenly went up, even though you…

Balance transfers are often marketed as a way to save money on…

If your credit card statement suddenly shows higher interest charges, even though…

A penalty APR is one of the most expensive interest rates a…

Credit card interest is not calculated monthly the way many people assume.…

Seeing interest charged on new credit card purchases surprises many people, especially…