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  • Interest & Finance ChargesCredit Card Fees

Cash Advances vs Credit Card Purchases: Why Interest Works So Differently

Comparison between credit card purchase receipt and ATM cash withdrawal

Many people assume cash advances and regular credit card purchases are treated…

  • FeePlay
  • January 13, 2026
  • Interest & Finance ChargesCredit Card Fees

Why Credit Card Cash Advances Are So Expensive

Person withdrawing cash from an ATM using a credit card

Credit card cash advances are one of the most expensive ways to…

  • FeePlay
  • January 11, 2026
  • Interest & Finance ChargesCredit Card Fees

Credit Card Interest vs Fees: What Actually Costs More Over Time?

Credit card statement showing interest charges compared to fees

Many people focus on fees—late fees, annual fees, balance transfer fees—because they…

  • FeePlay
  • January 10, 2026
  • Interest & Finance ChargesCredit Card Fees

Why Paying Only the Minimum on a Credit Card Is So Expensive

Credit card statement highlighting the minimum payment and long payoff timeline

Paying only the minimum payment on a credit card may feel manageable…

  • FeePlay
  • January 10, 2026
  • Interest & Finance ChargesCredit Card Fees

Why Is My Credit Card Minimum Payment Increasing?

Credit card showing a higher minimum payment due

If your credit card minimum payment suddenly went up, even though you…

  • FeePlay
  • January 9, 2026
  • Interest & Finance ChargesCredit Card Fees

How Balance Transfers Affect Credit Card Interest (What Most People Miss)

Credit card statement showing a balance transfer and interest charges

Balance transfers are often marketed as a way to save money on…

  • FeePlay
  • January 9, 2026
  • Interest & Finance ChargesCredit Card Fees

Why Did My Credit Card Interest Charges Increase This Month?

Credit card statement showing higher interest charges than the previous month

If your credit card statement suddenly shows higher interest charges, even though…

  • FeePlay
  • January 8, 2026
  • Interest & Finance ChargesCredit Card Fees

What Is a Penalty APR on a Credit Card (And How Long Does It Last)?

Credit card statement showing a penalty APR notice

A penalty APR is one of the most expensive interest rates a…

  • FeePlay
  • January 8, 2026
  • Interest & Finance ChargesCredit Card Fees

How Credit Card Interest Is Calculated Daily (Simple Explanation)

Credit card statement showing daily interest calculation details

Credit card interest is not calculated monthly the way many people assume.…

  • FeePlay
  • January 8, 2026
  • Interest & Finance ChargesCredit Card Fees

Why Am I Being Charged Interest on New Credit Card Purchases?

Credit card statement showing interest charges on new purchases

Seeing interest charged on new credit card purchases surprises many people, especially…

  • FeePlay
  • January 8, 2026
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Posts

Debit card payment receipt showing a completed transaction

Why Was I Charged an Overdraft Fee on the Weekend?

January 3, 2026
Bank statement showing multiple overdraft fee charges

Why Was I Charged an Overdraft Fee Twice for the Same Transaction?

January 3, 2026
Bank account showing a pending overdraft fee transaction

Why Is an Overdraft Fee Pending and Then Reversed?

January 4, 2026
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Why Was I Charged an Overdraft Fee After a Direct Deposit?

January 4, 2026
Mobile banking app showing a pending transaction and account balance

Why Was I Charged an Overdraft Fee After a Pending Transaction Cleared?

January 4, 2026

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Experience is a good school. But the fees are high.

Heinrich Heine

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Debit card payment receipt showing a completed transaction
Why Was I Charged an Overdraft Fee on the Weekend?
Bank statement showing multiple overdraft fee charges
Why Was I Charged an Overdraft Fee Twice for the Same Transaction?
Bank account showing a pending overdraft fee transaction
Why Is an Overdraft Fee Pending and Then Reversed?
Bank account showing a direct deposit and an overdraft fee charge
Why Was I Charged an Overdraft Fee After a Direct Deposit?
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